The introduction of the digital era into casinos and gambling industry in general brought a lot of convenience to the punters. Now you don’t have to get up and go to your bookie’s office if you don’t feel like it, but instead can play from the comfort of your home. You also don’t need to carry cash on you, as there is an abundance of payment methods that can be used online.
Among them, credit cards have always been very popular, and until recently when it came to finding a credit card casino, the UK gambling scene would have offered a lot of options. But after certain legislation changes introduced by the UKGC, this is no longer so.
In this article, we will review why credit cards are no longer accepted by the UK licensed casinos and whether you as a player can use them at all. But before that, take a look at our list of some of the best casinos that offer alternative payment methods — all very easy to use!
In the list below we collected some of the best casinos in the UK that offer alternative methods of payment. To give you a bit of a sneak peak into some of our favourites, check out a short review on our top 5 picks.
New Players Only. Wager from real balance first. Match Deposit Bonus 50X wager the bonus. Contribution varies per game. Selected games only. Wager calculated on bonus bets only. Bonus valid 30 days / Free spins valid 7 days from receipt. Max conversion: 3 times the bonus amount or from free spins: £20. Limited to 5 brands within the network. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits. Full Terms apply. 18+| BeGambleAware | #Ad. Gambleaware.org
New Players Only. Wager from real balance first. Match Deposit Bonus 50X wager the bonus. Contribution varies per game. Selected games only. Wager calculated on bonus bets only. Bonus valid 30 days / Free spins valid 7 days from receipt. Max conversion: 3 times the bonus amount or from free spins: £20. Limited to 5 brands within the network. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits. Full Terms apply. 18+| BeGambleAware | #Ad. Gambleaware.org
Welcome bonus
New depositing players only. 18+. Min. deposit £10 Max bonus: £200, Min wagering 35x, Spins expire in 24hr. Offer is available to players residing in United Kingdom only. Full Terms apply. 18+| BeGambleAware | #Ad. Gambleaware.org
New depositing players only. 18+. Min. deposit £10 Max bonus: £200, Min wagering 35x, Spins expire in 24hr. Offer is available to players residing in United Kingdom only. Full Terms apply. 18+| BeGambleAware | #Ad. Gambleaware.org
Welcome bonus
New Players Only. Wagering occurs from real balance first. 35X wagering the bonus. Contribution may vary per game. Available on selected games only. The wagering requirement is calculated on bonus bets only. Bonus valid 30 Days from receipt / Free spins valid 7 days from receipt. Max conversion: 3X the bonus amount & £20 for Free Spins. Limited to 5 brands within the network. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits. Full Terms apply. 18+| BeGambleAware | #Ad. Gambleaware.org
New Players Only. Wagering occurs from real balance first. 35X wagering the bonus. Contribution may vary per game. Available on selected games only. The wagering requirement is calculated on bonus bets only. Bonus valid 30 Days from receipt / Free spins valid 7 days from receipt. Max conversion: 3X the bonus amount & £20 for Free Spins. Limited to 5 brands within the network. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits. Full Terms apply. 18+| BeGambleAware | #Ad. Gambleaware.org
Welcome bonus
+1st deposit only | min deposit £10 | max bet £2 | max bonus £50 | 40x wagering | Bonuses playable on Casino Slots and Crash games | 30-day bonus expiry | User Agreement & Bonus T&Cs apply. 18+| BeGambleAware | #Ad. Gambleaware.org
+1st deposit only | min deposit £10 | max bet £2 | max bonus £50 | 40x wagering | Bonuses playable on Casino Slots and Crash games | 30-day bonus expiry | User Agreement & Bonus T&Cs apply. 18+| BeGambleAware | #Ad. Gambleaware.org
In April 2020 the United Kingdom Gambling Commission established a ban on the use of credit cards for all sorts of gambling activities. The establishments that wouldn’t be allowed to accept credit cards from players include:
On their official website, the UKGC cited the reason for this ban as gambling businesses having to reduce the risk of harm from gambling. Playing with money the player may not have (i.e. using a credit card) was mentioned as one of the important parts of the risks involved.
For casinos and other forms of gambling businesses mentioned above, this ban means that if they operate under a UKGC-issued license, they are not allowed to accept credit card deposits or payments from players.
Moreover, if they accept various types of e-wallets, like PayPal, they should make sure that the money on the account doesn’t come from a credit card.
Players can still buy lottery tickets or scratch cards using credit cards from shops that trade in mixed goods, including non-gambling products.
If players want to use their credit card for playing, they will have to find casinos that operate under a non-UKGC issued license.
When it comes to online casinos that accept credit cards, the UK licensed ones will have to be crossed off your list. However, this doesn’t mean that you can never play with your credit card again.
If you are used to playing at some well established and reputable UK online casinos and would love to continue doing so, you may want to consider alternative payment methods like debit cards, e-wallets, cryptocurrencies, and some others. All gambling establishments that are licensed by and operate under the UKGC umbrella will have a selection of payment methods, since they can’t use credit cards.
But if you would prefer to stick to your credit card as the method of payment for gambling purposes, here is some good news for you. A lot of internationally licensed casinos and gambling platforms still accept credit cards, and you are absolutely free to register an account with them.
Casinos that got their license from an authority other than the UKGC are still safe and provide some great services. Of course, you will have to verify their license to make sure they have one. You may also want to go for establishments that already have a good reputation and come from places with solid gambling industries (Malta and Curaçao are two such examples).
Be aware that using a credit card may come with possible additional fees. They are also more difficult to block from multiple gambling accounts for problem gamblers.
While UKGC licensed casinos and other gambling businesses are prohibited from accepting payments with credit cards, it is still legal for gamblers to use them.
If you are a UK resident, it is not illegal for you to use your credit card for gambling purposes. However, you will now have to find online casinos that are licensed under a different authority. For example, Curaçao and Malta are well known for their gambling industry, and have a more loyal attitude towards the use of credit cards.
Whichever option you choose for your game, make sure you thoroughly check the license and terms of use to avoid any possible risks or scams.
Playing with a credit card comes with its own pros and cons. If you choose to gamble at a non-UKGC licensed casino to be able to use your credit card, you should be aware of both the advantages and disadvantages that are associated with it.
Making a deposit online with a credit card doesn’t differ much from other payment methods, and in certain ways can be easier. However, there also are underlying currents you should be aware of.
One of the biggest advantages for credit card users in online casinos is that the verification process is much quicker than, for example, for an e-wallet. You can also qualify for some special bonuses if you register with a credit card and comply with the minimum deposit amount.
However, you should be mindful of the transaction fees. As a rule, those are significantly higher for credit cards than other payment methods.
With withdrawals, it might not be as easy. While all online casinos that accept credit cards will have a fairly easy deposit process, not all of them will allow withdrawing to a credit card. Those that do may still have rather complicated requirements you have to fulfill before withdrawing your winnings.
To avoid any unpleasant surprises, you should read the terms and conditions at the time of creating an account. Make sure you fully understand their deposit and withdrawal terms and they suit your objectives. Different casinos might have different requirements, so don’t assume that your experience with one online casino that allows credit card withdrawals will automatically repeat itself with another casino.
If you choose to play at a casino that doesn’t practice credit card withdrawals, you may need to set up an alternative method. Bank transfer or an e-wallet are some of the most convenient and frequently used options.
If you choose not to play at a non-UKGC licensed credit card casino, the UK licensed ones have a lot of alternative payment methods to offer, usually multiple per platform. You can select the one that is the most convenient for you. The most popular and frequently used payment methods include:
Since the UKGC licensed casinos have been prohibited from accepting credit cards for any activities related to gambling, the UK players now have two options.
You can choose to stay with your favourite gambling or betting platforms and switch to an alternative method of payment. If you opt to continue using your credit card, you can explore a vast number of casinos that have been licensed under a different authority.
While the ban for the casinos operating under the UKGC umbrella is very strict, for you as a UK resident it is still legal to use your credit card to play at online casinos that function under a different jurisdiction. Make sure you verify their license and confirm that the possible applicable fees are in line with your expectations.
Always practice responsible gambling, whichever option you decide to go with. With the credit cards, it is especially easy to go over budget, as they let you take more money than what initially was on your account. Make sure you have a set bankroll and stick to it. Whether you play with a credit card or with other alternative payment methods, gambling should be a form of entertainment, not a way of quick financial gain.
Since the UKGC established a ban on using credit cards for gambling purposes, the UKGC licensed casinos don’t accept them. However, not every UK casino is licensed by the UKGC, some opt for an offshore license. Those casinos can still accept credit cards. Make sure you verify their license thoroughly to avoid any scams.
Yes, the UK residents are still allowed to use credit cards if they play at a non-UKGC licensed casino. You will have to check the license to make sure it is legit.
This will largely vary from casino to casino. Some don’t accept credit cards for withdrawals at all. In that case you will have to set up an alternative method, like a bank transfer or an e-wallet. Others do allow it but will have complicated requirements for you to fulfill before you can get your money.
No gambling related businesses operating under a UKGC issued license are allowed to accept credit cards. This includes: online betting, online casino and bingo, lotteries who accept online payments or payments over the telephone, high street bookmakers and track bookmakers, high street casinos, bingo halls and arcades.
Since gambling blocks are more difficult and sometimes impossible to impose on credit cards, you have to be extra mindful of how you manage your bankroll, as you may easily fall into debt playing with a credit card. Establish a budget you can afford losing without getting back that won’t affect your financial and mental well being and stick to it.
If you are playing at a verified online casino that accepts credit cards, it is perfectly safe to use them. Your transactions will be protected by the same technology that is used by your bank to ensure your. Always verify the casino and its license before you start playing.
New depositing players only. 18+. Min. deposit £10 Max bonus: £200, Min wagering 35x, Spins expire in 24hr. Offer is available to players residing in United Kingdom only. Full Terms apply. 18+| BeGambleAware | #Ad. Gambleaware.org
New depositing players only. 18+. Min. deposit £10 Max bonus: £200, Min wagering 35x, Spins expire in 24hr. Offer is available to players residing in United Kingdom only. Full Terms apply. 18+| BeGambleAware | #Ad. Gambleaware.org
New Players Only. Wager from real balance first. Match Deposit Bonus 50X wager the bonus. Contribution varies per game. Selected games only. Wager calculated on bonus bets only. Bonus valid 30 days / Free spins valid 7 days from receipt. Max conversion: 3 times the bonus amount or from free spins: £20. Limited to 5 brands within the network. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits. Full Terms apply. 18+| BeGambleAware | #Ad. Gambleaware.org
New Players Only. Wager from real balance first. Match Deposit Bonus 50X wager the bonus. Contribution varies per game. Selected games only. Wager calculated on bonus bets only. Bonus valid 30 days / Free spins valid 7 days from receipt. Max conversion: 3 times the bonus amount or from free spins: £20. Limited to 5 brands within the network. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits. Full Terms apply. 18+| BeGambleAware | #Ad. Gambleaware.org
New depositing players only. 18+. Min. deposit £10 Max bonus: £200, Min wagering 35x, Spins expire in 24hr. Offer is available to players residing in United Kingdom only. Full Terms apply. 18+| BeGambleAware | #Ad. Gambleaware.org
New depositing players only. 18+. Min. deposit £10 Max bonus: £200, Min wagering 35x, Spins expire in 24hr. Offer is available to players residing in United Kingdom only. Full Terms apply. 18+| BeGambleAware | #Ad. Gambleaware.org
New Players Only. Wagering occurs from real balance first. 35X wagering the bonus. Contribution may vary per game. Available on selected games only. The wagering requirement is calculated on bonus bets only. Bonus valid 30 Days from receipt / Free spins valid 7 days from receipt. Max conversion: 3 X the bonus amount and £500 for free spins. Limited to 5 brands within the network. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits. Full Terms Apply. 18+| BeGambleAware | #Ad. Gambleaware.org
New Players Only. Wagering occurs from real balance first. 35X wagering the bonus. Contribution may vary per game. Available on selected games only. The wagering requirement is calculated on bonus bets only. Bonus valid 30 Days from receipt / Free spins valid 7 days from receipt. Max conversion: 3 X the bonus amount and £500 for free spins. Limited to 5 brands within the network. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits. Full Terms Apply. 18+| BeGambleAware | #Ad. Gambleaware.org
New Players Only. Wagering occurs from real balance first. 50X wagering the bonus. Contribution may vary per game. Available on selected games only. The wagering requirement is calculated on bonus bets only. Bonus valid 30 Days from receipt / Free spins valid 7 days from receipt. Max conversion: 3 X the bonus amount. Limited to 5 brands within the network. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits. Full Terms apply. 18+| BeGambleAware | #Ad. Gambleaware.org
New Players Only. Wagering occurs from real balance first. 50X wagering the bonus. Contribution may vary per game. Available on selected games only. The wagering requirement is calculated on bonus bets only. Bonus valid 30 Days from receipt / Free spins valid 7 days from receipt. Max conversion: 3 X the bonus amount. Limited to 5 brands within the network. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits. Full Terms apply. 18+| BeGambleAware | #Ad. Gambleaware.org
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