To predict which hand (Player or Banker) will be closest to 9. If you get it right, you win.
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♠ TL;DR
In baccarat, you bet on the Player or Banker hand or a Tie. If you’re new, don’t overcomplicate things: bet on the Banker, which statistically wins most often (though you’ll pay a commission). Managing your bankroll and skipping the Tie bet will keep you in the game longer.
When choosing a site, look for proper UKGC licensing, good promotions, and fair bonus terms. Our top live baccarat sites for 2026 are The Online Casino, 7bet, 666 Casino, Bet442 and King Casino.
Live baccarat is streamed from a real casino or studio, with a real dealer dealing physical cards. You watch the game through a video feed and place your bets digitally on your screen. It’s as close as you can get to a casino table without leaving your home.
Live baccarat adds HD cameras, multiple angles and chat functions, so you can interact. Many tables incorporate side bets or unique camera angles, and some games let you control how the cards are revealed.
Welcome bonus
New Players Only. Wager from real balance first. 10X wager the bonus money within 30 days and 10x wager any winnings from the free spins within 7 days. Contribution varies per game. Available on selected games only. Wager calculated on bonus bets only. Bonus offer and any winnings from the offer are valid for 30 days / Free spins and any winnings from the free spins are valid for 7 days from receipt. Max conversion: £50 the bonus amount or from free spins: £20. Min Deposit £10 required. Limited to 5 brands within the network. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits. | Full Terms apply. 18+ | #Ad | Gambleaware.org | UKGC License
New Players Only. Wager from real balance first. 10X wager the bonus money within 30 days and 10x wager any winnings from the free spins within 7 days. Contribution varies per game. Available on selected games only. Wager calculated on bonus bets only. Bonus offer and any winnings from the offer are valid for 30 days / Free spins and any winnings from the free spins are valid for 7 days from receipt. Max conversion: £50 the bonus amount or from free spins: £20. Min Deposit £10 required. Limited to 5 brands within the network. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits. | Full Terms apply. 18+ | #Ad | Gambleaware.org | UKGC License
A sleek all-rounder that’s managed to pack more than 3,000 games into a mobile-friendly site. The welcome package (200% up to £50 + 20 spins on Reactoonz) is good compared to some rivals, and we also recommend it for its simplicity: fast registration, quick deposits, and an uncluttered live lobby.
If you like your baccarat without fuss, and available on your phone in seconds, this one’s worth bookmarking.
Welcome bonus code: WELCOME100
1st deposit | Deposit £20+ and Spin £20 | 100 Free Spins in Big Bass Splash | £0.10 spin value | Max bet £1 | Max cashout £100 | 1x wagering | Selected slots only | Expiry 7 d. | Bonus Code: WELCOME100 | User Agreement & Bonus T&Cs apply | 18+ | #Ad | Gambleaware.org | UKGC License
1st deposit | Deposit £20+ and Spin £20 | 100 Free Spins in Big Bass Splash | £0.10 spin value | Max bet £1 | Max cashout £100 | 1x wagering | Selected slots only | Expiry 7 d. | Bonus Code: WELCOME100 | User Agreement & Bonus T&Cs apply | 18+ | #Ad | Gambleaware.org | UKGC License
7bet is the “new kid” in the UK market. With just over 1,200 games, the catalogue isn’t sprawling, but the interface is crisp and easy to navigate.
A 100% bonus up to £50 gives newcomers something to play with, and the baccarat tables here are well integrated, making it an approachable site for players who want to dip into live games without wading through endless slots.
Welcome bonus
18+. New Players only. First deposit offer: Deposit & wager £20 on The Goonies Quest for Treasure 2 for 20 spins. Wagering must be completed within 7 days of deposit. Spins awarded on The Goonies Quest for Treasure 2. 0x wagering on winnings. Spins need to be used within 24 hours. #ad. | Full T&Cs Apply | Gambleaware.org | UKGC License
18+. New Players only. First deposit offer: Deposit & wager £20 on The Goonies Quest for Treasure 2 for 20 spins. Wagering must be completed within 7 days of deposit. Spins awarded on The Goonies Quest for Treasure 2. 0x wagering on winnings. Spins need to be used within 24 hours. #ad. | Full T&Cs Apply | Gambleaware.org | UKGC License
For players who like their casino with a bit of swagger, 666Casino leans into its branding. But behind the flames and devil horns is a serious platform with more than 3,000 titles.
The welcome offer (100% up to £66 + 66 free spins) keeps the theme alive, and its live baccarat tables benefit from Aspire Global’s robust infrastructure. The only gripe is that withdrawals can feel sluggish, and fees aren’t the most player-friendly. Still, the catalogue size alone keeps this one near the top of the pack.
18+. T&Cs Apply | #Ad. Gambleaware.org| UKGC License
18+. T&Cs Apply | #Ad. Gambleaware.org| UKGC License
Brand new and still finding its feet, Bet442 comes with a fresh, clean design and an unusual sports-style welcome deal: bet £20 and get up to £50 in free bets.
While the library is smaller (around 1,000 games), it’s a tidy space for live baccarat fans who prefer a newly launched brand with modern usability. Just don’t expect 24/7 customer support or flashy promotions yet. Bet442 plays the “less is more” card.
Welcome bonus
18+. New Players only. First deposit offer: Deposit & wager £20 on Big Bass Splash for 20 spins. Wagering must be completed within 7 days of deposit. Spins awarded on Big Bass Splash. 0x wagering on winnings. Spins need to be used within 24 hours. #Ad. Full T&Cs apply. | Gambleaware.org | UKGC License
18+. New Players only. First deposit offer: Deposit & wager £20 on Big Bass Splash for 20 spins. Wagering must be completed within 7 days of deposit. Spins awarded on Big Bass Splash. 0x wagering on winnings. Spins need to be used within 24 hours. #Ad. Full T&Cs apply. | Gambleaware.org | UKGC License
18+. New Players only. First deposit offer: Deposit & wager £20 on Big Bass Splash for 20 spins. Wagering must be completed within 7 days of deposit. Spins awarded on Big Bass Splash. 0x wagering on winnings. Spins need to be used within 24 hours. #Ad. Full T&Cs apply. | Gambleaware.org | UKGC License
A reliable workhorse of the Aspire family, King Casino is all about stability. It has over 2,800 games, a standard but fair welcome offer (up to £150 + 50 spins), and solid security.
The baccarat section here won’t surprise you with bells and whistles, but the tables run smoothly, the dealers are professionals, and the whole platform is a safe pair of hands.
The maximum hand value is 9. If your cards add up to more than 9, you just drop the first digit.
Example: 7 + 8 = 15 → counts as 5.
Only the final digit of a total matters, so a hand of 7 + 8 equals 15, but in baccarat it’s just 5.
With baccarat, you don’t bet on yourself. You bet on:
Banker wins slightly more often because they draw their cards after the player, allowing the banker to react to the player’s hand. The casino takes a 5% commission on Banker payouts to even things out.
Player pays even money, and a Tie usually pays 8:1, though it’s a rare outcome.
Baccarat is simple: you bet on whether the Player or Banker hand will come closest to 9.
Each gets two cards. If either hand totals 8 or 9, that’s a “natural” and wins immediately.
Sometimes a third card is drawn. There are fixed rules for this, but you don’t decide or have to do anything, the dealer just follows the rulebook.
The winning hand is the one closest to 9. Simple as that.
Casinos know players like their baccarat with a twist, so you’ll find several versions in the live lobbies.
Speed Baccarat cuts down each round to about 27 seconds, with cards dealt face up, great if you prefer pace over ceremony.
Baccarat Squeeze lets the dealer slowly peel back the cards to build tension. And in Controlled Squeeze, that’s handed to you: you will reveal the cards gradually on screen, making the ritual part of the fun.
No system can beat baccarat’s house edge, but there are smart ways to play.
The Banker bet is statistically the best option. Some players like to follow “streaks” (when Banker or Player seems to win several times in a row), but ignore that: every round is independent.
Casino bonuses and promotions can stretch your bankroll further, though always check the small print on wagering requirements. Free-play demos are a safe way to practice before you risk real cash, and a disciplined bankroll strategy will keep your sessions fun and stress-free.
Getting started with live baccarat is very easy once you know the game’s rules.
First, pick a licensed UK casino, ideally one of the live baccarat sites we’ve listed above. Register, verify your ID (a UKGC requirement), and make a deposit (usually via card, bank, or e-wallet, or via “Pay by SMS” service, if a casino supports it).
Then head to the “Live Casino” section of the site, where baccarat tables are clearly marked. You’ll usually see the dealer’s name, current bets, and table limits before you join. Choose a table that matches your budget, place your bet, and you’re in.
Read more:
To predict which hand (Player or Banker) will be closest to 9. If you get it right, you win.
Not in the sense of poker or blackjack. It’s a game of chance, though managing your bankroll without getting carried away is definitely a skill worth having.
Because it wins more often. The 5% commission is there to balance the house edge.
Roughly 9.5% of the time. Tempting because of the 8:1 payout, but it’s statistically a poor bet.
In theory, card counting exists in baccarat, but in practice? It’s useless online because the shoe is reshuffled often, making it impossible to track.
At UKGC-licensed casinos, the games are fair. They use real cards, real dealers, and strict monitoring from regulators. If you’re on some sketchy unlicensed site… well, don’t.
Everything from a few dollars per hand to thousands. There are tables for casual players and high-rollers.
New Players Only. Wager from real balance first. 10X wager the bonus money within 30 days and 10x wager any winnings from the free spins within 7 days. Contribution varies per game. Available on selected games only. Wager calculated on bonus bets only. Bonus offer and any winnings from the offer are valid for 30 days / Free spins and any winnings from the free spins are valid for 7 days from receipt. Max conversion: £50 the bonus amount or from free spins: £20. Min Deposit £10 required. Limited to 5 brands within the network. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits. | Full Terms apply. 18+ | #Ad | Gambleaware.org | UKGC License
New Players Only. Wager from real balance first. 10X wager the bonus money within 30 days and 10x wager any winnings from the free spins within 7 days. Contribution varies per game. Available on selected games only. Wager calculated on bonus bets only. Bonus offer and any winnings from the offer are valid for 30 days / Free spins and any winnings from the free spins are valid for 7 days from receipt. Max conversion: £50 the bonus amount or from free spins: £20. Min Deposit £10 required. Limited to 5 brands within the network. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits. | Full Terms apply. 18+ | #Ad | Gambleaware.org | UKGC License
New Players Only. Wager from real balance first. 10X wager the bonus money within 30 days and 10x wager any winnings from the free spins within 7 days. Contribution varies per game. Available on selected games only. Wager calculated on bonus bets only. Bonus offer and any winnings from the offer are valid for 30 days / Free spins and any winnings from the free spins are valid for 7 days from receipt. Max conversion: 1 time the bonus amount or from free spins: £500. Limited to 5 brands within the network. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits | Full Terms Apply | 18+ | #Ad | Gambleaware.org | UKGC License
New Players Only. Wager from real balance first. 10X wager the bonus money within 30 days and 10x wager any winnings from the free spins within 7 days. Contribution varies per game. Available on selected games only. Wager calculated on bonus bets only. Bonus offer and any winnings from the offer are valid for 30 days / Free spins and any winnings from the free spins are valid for 7 days from receipt. Max conversion: 1 time the bonus amount or from free spins: £500. Limited to 5 brands within the network. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits | Full Terms Apply | 18+ | #Ad | Gambleaware.org | UKGC License
New Players Only. Wagering occurs from real balance first. 50X wagering the bonus. Contribution may vary per game. Available on selected games only. The wagering requirement is calculated on bonus bets only. Bonus valid 30 Days from receipt / Free spins valid 7 days from receipt. Max conversion: 3 X the bonus amount. Limited to 5 brands within the network. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits. Full Terms apply. 18+ | #Ad. Gambleaware.org | UKGC License
New Players Only. Wagering occurs from real balance first. 50X wagering the bonus. Contribution may vary per game. Available on selected games only. The wagering requirement is calculated on bonus bets only. Bonus valid 30 Days from receipt / Free spins valid 7 days from receipt. Max conversion: 3 X the bonus amount. Limited to 5 brands within the network. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits. Full Terms apply. 18+ | #Ad. Gambleaware.org | UKGC License
1st deposit | Deposit £20+ and Spin £20 | 100 Free Spins in Big Bass Splash | £0.10 spin value | Max bet £1 | Max cashout £100 | 1x wagering | Selected slots only | Expiry 7 d. | Bonus Code: WELCOME100 | User Agreement & Bonus T&Cs apply | 18+ | #Ad | Gambleaware.org | UKGC License
1st deposit | Deposit £20+ and Spin £20 | 100 Free Spins in Big Bass Splash | £0.10 spin value | Max bet £1 | Max cashout £100 | 1x wagering | Selected slots only | Expiry 7 d. | Bonus Code: WELCOME100 | User Agreement & Bonus T&Cs apply | 18+ | #Ad | Gambleaware.org | UKGC License
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