A time bank in poker is a feature that gives players extra time to make tough decisions—especially in online games. If your regular decision timer runs out (usually a few seconds), your time bank kicks in and gives you more seconds to act.
Think of it like a shot clock in basketball, but with an emergency buffer. It’s designed to keep the game moving, while still giving you a cushion when the pressure’s on.
Players usually get a limited amount of time bank per tournament or cash game, and it can either replenish slowly over time or stay fixed.
The time bank gives you breathing room when you need to think things through—but use it wisely, because once it’s gone, you’re back on the clock.
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